INSURUN LLC furthermore INSURUN values its relationship with you. Protecting the privacy of your information is of the greatest importance to us. As an insurance facilitator, we are regulated by federal and state laws protecting the confidentiality and security of your information, as well as our use and disclosure of it.
- Whether you are a current, former, or potential customer, INSURUN treats your personal information with the same high level of confidentiality and security.
- We never sell your personal information.
- We only share your personal information as necessary to provide the insurance quotes, products and services you have requested or to contact you about INSURUN’s products and services.
- We do not share information with third parties for marketing purposes unless we have your prior permission to do so. This is our pledge to you.
Our use and disclosure of information
At INSURUN, we gather information about you that may be used to process a premium quotation and service your insurance policy if you secure coverage with one of our partner carriers, help settle your claims with the underwriting carrier and offer you additional products and services that we think may be of interest to you, and as permitted or directed by you. Some of this may be nonpublic, personal information (information not available to the general public) that is provided by you, that we gather from transactions and communications with you, through services performed for you, that we obtain from third parties, or that we obtain through other means, all as permitted by law.
Information we collect from you
This includes information you provide us when you apply for our products or request services, either on the internet, by phone, or by other means. It may include information such as your name, address, residence information, telephone number, email address, vehicle information, drivers license number, driving history, current or former insurance information, social security number, gender, educational background, date of birth, marital status and INSURUN web pages visited. It also includes information from your communications with us such as letters, telephone calls, and emails.
Information we collect from third parties
This includes information we collect from insurance support organizations, such as consumer reporting agencies and other third parties. It includes information such as motor vehicle reports, consumer credit information, demographic information, insurance histories, and claims reports. Information obtained from insurance support organizations may be retained by such organizations and disclosed to other persons as permitted by law.
Information about your transactions
This includes information about your transactions with us and others, including our affiliates. It includes information such as your policy coverage levels, account balances, claims history, and billing information.
Information we disclose
The above-described types of personal and other types of information about our current, former, or potential customers may be disclosed, but only as permitted or required by law, or as permitted or directed by the customer or consumer.
We may disclose such information to affiliate and unaffiliated insurance companies, insurance agents, reinsurance companies, and insurance support organizations, such as consumer reporting agencies, government entities, and claims administrators. We may also disclose information to unaffiliated third parties that perform services or functions on our behalf including the marketing of our products or services. Further, we may also disclose information as necessary to affect, administer, or enforce a transaction that you request or authorize.
The following are examples of situations in which we may disclose information:
- Your information may be passed between us and our agents, appraisers, attorneys, investigators, and others who may be involved in the sales and marketing of INSURUN products and services, processing of applications, and servicing of policies or claims.
- We provide your policy information to adjusters and other appropriate business entities that make any necessary repairs to your vehicle when you are involved in a claim.
- We may provide your information to others whom we determine need such information to perform insurance or other professional functions for us. These may include parties helping us with administrative services and consumer reporting agencies.
- We may supply information as required by search warrant, subpoena, or legal process to state insurance departments or other law enforcement or government authorities when required by law, or to protect our own legal interests in the event of suspected illegal or fraudulent activities.
- If we collect your information as an agent for one of our business partners, we may use it to contact you or make you an offer regarding auto insurance that may be of interest to you.
- All of the unaffiliated entities with which we may share your information are required to keep the information confidential and use it only for the purposes for which it was shared, except as otherwise permitted by law.
As an INSURUN prospect/client/subscriber, you may be contacted by an INSURUN affiliated representative regarding your policy and our products and services, such as billing notices, confirmations of changes, changes to our products, and other INSURUN-specific communications. You may not unsubscribe from INSURUN-specific communications that relate to your primary usage of our service and products and you agree to receive these if you obtain a premium quotation. Additionally, INSURUN and/or its affiliated third party insurance carriers, or affiliated partners may provide policy, social media, weather and other updates via automated Text, Phone and email.
From time to time, INSURUN may contact you about third-party promotions. In addition, prior to purchasing a policy or after canceling your policy, INSURUN may contact you to confirm your quote or invite you to come back and get a new quote or purchase a policy. Please note that an insurance policy cannot be bound, secured, altered or cancelled on this site. This site is for rating purposes only and to facilitate insurance carriers and affiliates with rating insurance prospects affiliated partner carriers can and may bind, secure or cancel coverage through their own platforms. You will have the ability to unsubscribe from whichever type of communication you received. Confidential and secure environment.
INSURUN is strongly committed to protecting the confidentiality and security of your information against unauthorized access and disclosure. As examples, we use encryption technology to protect your information and only allow those with a "need to know" to ever access it.
Links to other companies on the INSURUN website
As an INSURUN prospect, you can always review and update your information through your account on our website at www.insurun.com or by calling our customer service center at 1-631-650-5544 or by calling a local branch location All consumers have the right to know the personal information that INSURUN has about them, to make changes to that information, and to know the identity of any entity that INSURUN has disclosed that information to within the previous 2 years. To make such an inquiry, please call our customer service center or write to the address listed below and identify the information you would like. You will be required to provide certain personal information for identity verification purposes. If your information is immediately accessible when you call, the customer service representative will review it with you and you may make changes to it at that time. If your information is not immediately accessible when you contact us, INSURUN will inform you of the types of information we have about you within 30 business days. If you would like to further review the information, you may review and copy the information in person at our customer service center or request a copy be sent to you by mail. INSURUN may charge a fee for providing a copy by mail.
Information Request INSURUN Customer Service 241 Islip Ave Islip, NY 11751
INSURUN LLC Re: Customer Service, Privacy 241 Islip Ave Islip. NY 11751
INSURUN may modify this policy from time to time, as such, users are encouraged to review this policy each time they visit the Site. The current policy is always available at www.insurun.com.
All of the content in the Site is made available only for your personal, lawful, non-commercial use in connection with seeking insurance. Use of the Site by a competitor company or other non-consumer third party is prohibited.
Except as expressly mandated by law, you may not, without our prior written permission: (i) link from another website to the Site; (ii) post, transmit, copy, modify, create derivative works from, distribute, sell, or republish anything you obtain or download from the Site; or (iii) engage in systematic retrieval of data or other content from the Site.
Copyrights and trademarks
Our products and services
The information and materials provided in the Site are intended for general reference only, and may not describe all of the terms, conditions, and exceptions applicable to INSURUN’s products and services. All coverage’s are subject to the terms and conditions of the insurance policies issued by the insurance carriers, insurance cannot be bound, secured, altered or cancelled on this site. Coverage’s and their availability may vary by state and your individual circumstances, and additional minimum coverage limits may be required in your state. The products and services offered on the Site are only available in the jurisdictions in which INSURUN or it carrier partners are properly licensed. Coverage cannot be bound (placed into effect) through this site.
Privacy and passwords
Some portions of the Site are protected and require a user identification code ("User ID") and password for access. Unauthorized access or use of such portions of the Site is prohibited. You agree that you will notify INSURUN immediately if you believe that a third party has obtained your User ID or password, or if you believe that any unauthorized access or use may occur or has occurred. For your protection, if INSURUN believes that any unauthorized access may occur or has occurred, INSURUN may terminate such access without prior notice to you. You also agree that INSURUN is permitted to act upon any instructions received using your User ID and password and to consider such instructions as authorized by you.
Disclaimer of warranties
All information, products, content and other materials in the Site, accessible from the Site, or in a Third-Party Site are provided "as is" and without warranties or representations of any kind, either express or implied. This means that INSURUN expressly disclaims all warranties, express or implied, including without limitation the warranties of title and non-infringement and the implied warranties of merchantability and fitness for a particular purpose. In addition, INSURUN does not represent or warrant that: (i) the operation of the Site will be error-free or uninterrupted; (ii) defects will be corrected; (iii) the Site, any emails sent by INSURUN, or the server that makes the Site available are free of viruses or other harmful devices; (iv) the Site will be available to you or that you will qualify for products or services offered; (v) the materials in the Site will be accurate as of any particular date; or (vi) the products or services offered through the Site are available outside of the United States or in jurisdictions in which INSURUN is not properly licensed.
If you are in a state that does not allow a disclaimer of implied warranties, the above disclaimer or a portion of it may not apply to you.
Limitation of liability
INSURUN shall not be liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise and even if INSURUN has been advised of the possibility of such damages, which arises out of or relates in any way to: (i) the Site, materials in the Site, or the inability to use the Site; (ii) any Third-Party Site, materials in any Third-Party Site, or the inability to use any Third-Party Site; (iii) any defect, omission, error, interruption, delay, or computer virus; or, (iv) except as a result of INSURUN's gross negligence or intentional actions, the unauthorized alteration of or access to your transmissions or personal data.
If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that INSURUN's total liability for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Site.
Insurance Rate Information
The information used in all insurance rate quotes have been derived from user input obtained during the quote process and certain default quote criteria specific by carrier underwriting guidelines and state regulations. These user inputs have been conveyed to various insurance carriers via proprietary technology and rates published through insurance carrier websites and agent/broker portals which insurance companies routinely publish distribute and allow access to agents and brokers. To the best of INSURUN’s ability, we have made a diligent effort to ensure that the insurance rate information contained in any insurance rate quote is up-to-date and accurate. However, accuracy cannot be guaranteed.
All quotes are for illustration purposes only. Actual premiums and coverage will be based on age, gender, driving behavior, certain underwriting criteria, state of residence, territory of residence, proximity to coast and prior loss history. Additionally, consumer records including credit, motor vehicle, comprehensive loss underwriting and Additional Driver disclosure reports may be obtained by INSURUN or any other affiliated carrier Agent or Broker. It is solely the user’s responsibility to review the accuracy of all quotes and policy data related to any quote or policy secured through a carrier provided rate (For informational purposes only, company-authorized illustration) through this Site. Not all policies or companies are available in all states. Federal copyright law prohibits commercial use by other agents, brokers and parties marketing insurance products or information. Coverage cannot be bound (placed into effect) through this site.
In the event that there is a discrepancy between the information contained in the insurance rate quotes, and any insurance company-authorized illustration and/or policy, the policy shall govern.
Jurisdiction, enforceability, and termination